What is 3D secure?
Online payments via MangoPay are secured via the protocol 3D Secure.
This allows merchants to limit the risk of fraud on the Internet, related to attempts at identity theft.It is to make sure, for each online payment, that the card is used by its real owner. An extra step takes place at the time of payment. Indeed, in addition to the credit card number, the expiry date of the card and the three digits of the security code (printed on the back of the card), the user must enter a password, such as his date of birth or a dynamic code for single use (sent by text message).
Warning, if the 3D Secure protocol is not activated, your company will assume the consequences of credit card fraud. (instead of the bank, transfer of responsibilities required by law).